Key TakeawaysThe SAVE Plan interest subsidies will end on August 1, 2025, affecting repayment strategies for physicians with federal student loans.The RAP plan, launching in 2026, offers a new income-driven repayment option with no financial hardship requirement and government-covered unpaid interest.PAYE, SAVE, and ICR plans will sunset by July 2028, transitioning borrowers to RAP unless […]

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